Who We Are
Investment Model
About Our Investment Model
Lutheran Legacy Foundation partners with Alpha Investment Consulting Group to steward every fund with wisdom and care. Alpha screens thousands of investments, combining data-driven research with trusted insight. Together with our Investment Committee, Alpha shapes a balanced portfolio that blends active and passive strategies, diversified across asset classes. This approach allows us to pursue long-term growth while remaining responsive to market trends—all with the goal of faithfully hitting benchmark standards in service of your mission.
Lutheran Legacy Foundation offers a choice between two investment portfolios. Organizations can utilize either the Growth Fund or the Traditional Fund. Individual/Family accounts will be placed in the Growth Fund, while Charitable Remainder Trusts will be placed in the Traditional Fund.
Growth Fund Goals
The Growth Fund is an aggressive investment portfolio, designed for those seeking long-term growth over short-term stability. With a higher allocation to equities than fixed income, the Growth Fund embraces more market fluctuation with the aim of stronger returns over time.
It’s well-suited for ministries or organizations that plan to let their endowment grow before drawing from it—or those that want their legacy to keep pace with the future needs of the Church.
Annualized Returns
Annualized returns reflect the average growth of your fund over many years. They take into account the ups and downs, giving a clear picture of how your gift has grown steadily and faithfully over time. Since its inception on December 31, 2015, LLF’s growth fund investment strategy has produced an average annualized return of 9.34%, allowing your gift to bear fruit for generations.
Growth Fund Model Policies
How is the fund managed?
The Growth Fund invests mostly in equities, with some exposure to bonds, cash, and alternatives. It’s designed for growth, with flexibility for managers to adjust based on market conditions.
What the fund will— and won’t— invest in.
LLF avoids complex or speculative investments like options, margin trading, or illiquid assets. No investments are allowed that generate unrelated business taxable income (UBTI) or require K-1 tax forms.
How is it Reviewed?
The Committee reviews the fund regularly—evaluating performance, strategy, fees, and alignment with mission. Adjustments are made as needed to keep your gift on track and in faithful service to your intent.
Traditional Fund Goals
The Traditional Fund is built around the more conservative, well-known 60% equities, 40% fixed income strategy for portfolio construction. The assets of the Foundation are diversified to minimize the risk of large losses.
It’s a fitting choice for ministries that rely on consistent annual support or prefer a more conservative approach to preserving and growing their legacy.
Annualized Returns
Annualized returns reflect the average growth of your fund over many years. They take into account the ups and downs, giving a clear picture of how your gift has grown steadily and faithfully over time. Since its inception on August 1, 2017, LLF’s Traditional fund investment strategy has produced an average annualized return of 7.2%, allowing your gift to bear fruit for generations.
Traditional Fund Model Policies
How is the fund managed?
The Growth Fund invests mostly in equities, with some exposure to bonds, cash, and alternatives. It’s designed for growth, with flexibility for managers to adjust based on market conditions.
What the fund will— and won’t— invest in.
LLF avoids complex or speculative investments like options, margin trading, or illiquid assets. No investments are allowed that generate unrelated business taxable income (UBTI) or require K-1 tax forms. Your fund stays clean, ethical, and fully compliant.
How is it Reviewed?
The Committee reviews the fund regularly—evaluating performance, strategy, fees, and alignment with mission. Adjustments are made as needed to keep your gift on track and in faithful service to your intent.
